30 Day Money Challenge: Learning to Live on Less
This is the first post in the 30 Day Money Challenge where I will be sharing how to spend less, being content, and only buying things we need not want!
Yesterday I was at a bachelorette party with some of my favorite people and we got to talking about how I became a christian and how I have completely changed into a new person. It made me really think about who I was and how I learned to live on less but live more fully. So here are some ways I have learned to live on less. I hope to inspire and challenge you on your journey!
Be thankful and content for what you already have. The best way to learn to live on less is by realizing what you already have and being content with it. Pray that God would help you be content.
Stop being a consumer (or be less of one): We believe we need lots of stuff because that is what this world tells us. Advertisers tell us we need to buy their new product because it will make our lives easier. But does it?
- Learn to make things on your own like homemade products. Not only is it better for you you will save a lot of money.
- Try to purchase less pre packaged things like food items. Learn to make them yourself.
- Fix things when they brake before you just go out any buy a new one.
Is it a want or a need? Don’t give into temptation just because you want something. I have a confession. I have had this terrible urge to get an iPhone. I know I don’t need one nor do we have the money to get one. I always have this desire in the back of my head. We need to learn to not give into our temptations just because want something. It shocks me when people talk about how they are having trouble paying their bills but yet eat out all the time. You need to pay your bills, and you just want to eat out. Big difference!
If you really need something try to pay for it in cash. As Americans a lot of us have this instant gratification problem where when we want something we just go and buy it with a credit card. If you can, try to pay for most things with cash so you don’t have to pay extra for financing. Its a good thing to learn persistence and saving money to buy something rather then just going to get it right away. My parents always tried to buy their cars with cash and I never understood why but know I do. Although we do have one car payment we did get a great deal on it and got 0% financing. But if I were to do it all over again I would try to save up for it.
Learn to be good stewards with our time and money!
For the next 30 days the hubs and I are going to do a challenge where we don’t buy anything we don’t need. This means no eating out and no buying things that are not essentials. For my husband thats hair gel :), eating out, etc. For me its clothes and special food items. Everyone is different. We did this last year when we first got married and it really helped us realize what was a need or a want and how to fight temptations. I will be blogging about this experience through out the month and I encourage ya’ll to try it with me. Maybe you only want to try it for a week. Thats cool.
Do you think you could go 30 days without spending any money on things you don’t need? Are you going to try this with me?This was part of the Homestead Barn Hop
, the Morris Tribe
, Sew Chatty
, Sew Can Do
, Craft-O- Maniac
, Homemaker on a Dime
, Frugally Sustainable
, Thrifty Decorating
, Real Food Forager
, Jam’s Corner
, String Town Home
, Deep Roots at Home